About Me

Setting A Realistic Budget

When I decided to budget a little more carefully, I had no idea how difficult it would be. Fortunately, I was able to talk with a few financial advisors who were able to point me in the right direction. One of the best pieces of advice I received was about setting a realistic budget. I learned how to effectively manage my money, so that I didn't have to worry about paying my bills or letting my accounts overdraft. This blog is designed to help people like me who have previously struggled with money. Check out these articles for financial advice that might help you to set a realistic budget.

Setting A Realistic Budget

    3 Retirement Planning Tips for Singles
    Retirement planning as a single person with no kids is a little bit different than that for a married couple or someone with children. Not only do you need to make sure your financial house is in order, you also need to take steps to make sure you have a plan for your life as you age. The following tips can help you create a prepared and well cared for retirement.

    3 Tips To Making The Most Of Your Investments
    Many financial advisers joke that making enough money to invest is the easy part -- the hardest task lies in making your money work for you. In fact, when you decide to begin planning for your financial future, all of your options may seem overwhelming. Even if you have a cursory knowledge of stocks, bonds and asset management, you'll still probably want to know how make your investments grow as quickly as possible.

    Should You Encourage Your Parents To Review Their Finances?
    As an adult child of parents in their 60s, you may think there's no reason to delve into the topic of their retirement or their finances. After all, they're your parents, and they probably have everything squared away. Right? Not necessarily, according to financial planning experts. Just 60 percent of baby boomers -- the generation that is of the age to retire right now -- have any retirement savings. That means that more and more 60-somethings are continuing to work and are unlikely to have enough money for their later years.

    An Act Of True Equality: Whether Low Income Or High Income, Every Parent Must Take Estate Planning Seriously
    When most people hear the words "estate planning," they imagine people with mansions and Rolls Royce sedans plotting out who will inherit their vast wealth when they die. But the most important problem that estate planning solves has nothing to do with luxury assets.  Deciding who will have custody of your minor children in the event of your illness or death is one of the most vital plans you must make as a parent, whether you're a millionaire or you live paycheck to paycheck.

    Getting To Know Payday Loans
    If you need money now, but payday isn't for a few days, then you don't have all that many options. One of the options that you do have is a payday loan. However, there are some things that you should know before making any commitments. What is a payday loan? A payday loan is a specific type of short-term loan that is used to provide relief for working individuals (as the name suggests).

    Important Steps To Take Before Refinancing Your Home Mortgage
    In today's economy, saving money in every way possible is a good idea. For many homeowners, refinancing their home loans for getting lower interest rates can be a great way to reduce their monthly payments and save money. However, before you make a trip to your lender to apply for refinancing, following these steps can help increase your chances of loan approval. Check Your Credit Score Ahead Of Your Application

    Don't Let A Bail Bondsman Myth Keep You In Jail
    The likelihood that a person has "getting arrested" on their daily agenda is rare, but this doesn't mean it doesn't happen. Since this isn't a planned event, having the money on-hand and immediately available to post bond isn't always a reality. A bail bond can help in this scenario. Unfortunately, there are a number of misconceptions that can sometimes cause people to shy away from this type of supportive service in their time of need.

    Do You Need A Forensic Accountant For Your Divorce?
    If you are headed for a divorce and there is a business involved, you may be in for a world of complications. The divorce process is tricky enough before you add the business aspect into it, but when the finances of a business are involved, things can get downright impossible. This is when a forensic accountant is needed. What a Forensic Accountant Does A forensic accountant is a certified accountant that assists in evaluating the financial elements of the business.